How sports prediction markets settle: overtime, ties and postponed games
On both Kalshi and Novig, full-game winner contracts include overtime, and a tie pays each side 50¢. Postponed games are the main difference: both use a 48-hour window, then settle at a fair-value price instead of refunding.
Key takeaways
- Overtime counts for full-game markets on both exchanges.
- A tie pays 50¢ to each side (on Kalshi, when no tie outcome is listed).
- A game postponed more than 48 hours settles at a fair price, not a refund.
- Novig usually settles within about 30 minutes; Kalshi pays no later than the day after expiration.
Most games end with a clear winner and a quick payout. The rules matter for the rest: overtime, ties, weather delays and the occasional cancelled game. 
Kalshi and 
Novig publish these rules in their contract terms, and they mostly agree.
| Situation | Kalshi (football game contract) | Novig (college football winner contract) |
|---|---|---|
| Overtime | All overtime periods count | Full-game markets include overtime |
| Tie | Pays $0.50 to each side if no tie outcome is listed | Pays $0.50 to each side |
| Postponed game | Settles on the rescheduled game if it starts within 48 hours; otherwise at the last fair price | Void unless rescheduled to start within 48 hours; void settles at fair value |
| Suspended or abandoned | Before 55 minutes of play: last fair price, unless the league declares a final. After: settles on the result to that point | Void unless play resumes within 48 hours (45 days in the postseason) |
| Forfeit | Before kickoff: last fair price. After kickoff: the official result | A forfeit not decided on the field is void |
| When you get paid | No later than the day after expiration | Typically within about 30 minutes of the official result |
Does overtime count?
Yes, on both exchanges. Kalshi's football game contract says "all overtime periods are included," and a team wins by scoring strictly more points than its opponent. Novig's full-game winner and total contracts include overtime too. On Novig, quarter markets exclude overtime and second-half markets include it.
What happens if a game ends in a tie?
College football has no ties, but the rule matters for leagues that do. On Kalshi, if the market lists a "Tie" outcome, it resolves Yes; if it doesn't, Yes and No holders are each paid 50¢. Novig pays 50¢ to each side on an official tie.
Spreads and totals on Novig always use half-point lines, so they can't push.
What if a game is postponed?
Both exchanges use a 48-hour window for regular-season games:
- Kalshi: if the rescheduled game starts within 48 hours, the market settles on that game. Otherwise it settles at the "last fair market price."
- Novig: the contract is void unless the game is formally rescheduled or starts within 48 hours. Postseason games get a 45-day window.
Neither exchange simply refunds you. A void Novig contract settles by fair value: the time-weighted price over the 30 minutes before the disruption. If you bought at 40¢ and the market was trading at 55¢ when the game was called off, you collect about 55¢.
What happens to a parlay if one game is cancelled?
On Novig, a pushed or voided leg settles at its fair value price and the parlay's payout is recalculated. On Kalshi, combos pay the product of their legs' settlement values, and a player who never enters a game settles that prop leg at its last fair price. See parlays explained.
How fast do winnings pay out?
- Novig settles automatically from the official league result, typically within about 30 minutes. Stat corrections issued after grading don't change outcomes.
- Kalshi pays no later than the day after the contract's expiration, unless the outcome is under review. Expiration moves earlier once a winner is reported, and Kalshi honors official corrections made before expiration.
Frequently asked questions
Does overtime count on Kalshi?
Yes. Kalshi's football game contract says all overtime periods are included.
What happens if a game is postponed on Novig?
A regular-season game that is not rescheduled to start within 48 hours is voided and settled at fair value: the time-weighted price over the 30 minutes before the disruption.
How long does it take to get paid on Novig?
Novig says contracts typically settle within 30 minutes of the official result.
Sources
- Kalshi: Football game contract terms
- CFTC filing: Novig NCAAF winner contract
- Novig Support: What is fair value settlement?
- Novig Support: How does settlement work?
- Novig Support: How parlay legs settle
Facts that change, such as fees, rules and where each exchange operates, were checked on the date above. Check the exchange's own pages before you trade.
Sports Index Markets Every college football price in one place Novig and Kalshi side by side, with price history, strategies with graded records and the twice-weekly Betting Roundup. Open Markets →Keep reading
How Kalshi works for sportsHow to trade sports on Kalshi: Yes and No contracts, prices as probabilities, quick and limit orders, selling early, settlement and deposits.
How Novig worksNovig is a CFTC-regulated sports exchange with no-vig prices. How take and make orders, parlays, selling early, fees and eligibility work.
Parlays and combosHow parlays work on Kalshi (Combos) and Novig: pricing, same-game rules, fees and pushes, and why parlays are nearly half of Novig volume.
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